Archive for the ‘Finance’ Category

Gold Investment Tips For Beginners

The gold price continues to soar, making a lot of people are interested in investing in gold, particularly precious metals (LM) because it hopes to rake in profits not a few.

Want to try? The following tips from gold traders in the  Jakarta, especially for community newbies who will invest in gold.

Gold traders, say for starters better invest in LM compared to jewelry, because the price of LM tend to be more stable and there is no large pieces when it will be resold.

“Certain precious metals, a minimum of 25 grams. So, if a small fall of more expensive, if you have money mending the 100 grams, less expensive, because the fall could have different Rp35 thousands per gram with a small one,

Gold investing, said Rozik, is easy. If the price of gold goes down, soon to buy, then when the price of gold was up, soon selling. “But don’t just briefly, a minimum of six months,” he said.

Then, if the owner of gold requires money in the spur of the moment suggested. Especially if that person is still in love with his gold and still want to have a mes,  price pledge is always far from the selling price of the market.

“But if you do not need the money, it is stored only in the home or in a safety deposit box, in the Government banks safer because of the collateral’s Government, the cost is too expensive. There are a thousand, were If it should suggest,  Rozik in pawn shops on the grounds already trusted than others. “If the pawn shops are also Meanwhile, the other also suggest a merchant to invest in the LM for beginners. However, he also confirmed that all depends on the needs of each person.

“It’s up to people, if you want to wear jewelry, Yes if you want investment only Yes bullion (LM). So, if the price goes up here more to bars, “said the owner of the ‘ shop For people who are interested in investing LM, Syriac words, preferably a minimum of 100 grams with reasons if below that price  will follow the price cheaper means 100 grams.

Alternative For Investors When The Market Goes Down

Investing in the stock market takes sharp. When the market collapsed, the investor could do a number of alternatives. At least there are three things that can be done.

According to the President Director of  in his speech he, Tuesday, March 31, 2009, the third it is holding investments, add, or resell the shares owned.

The first option, namely to hold or not to sell stocks or mutual funds that have been, says Eco, can be done on the basis of the stock market will always volatile. Although there are still doubts about how long this condition will persist, but those who have the horizon (period) a fairly long investment still continue to believe that in time the market will come back later improved.

Option to survive are also based on an attempt to avoid the presence of the realization of losses in the hope of improved market conditions. Those who survive are aware, the purpose of investing in stocks for the long term so that it is still able to be patient waiting for improved global economic conditions and market conditions.

“Patience in sticking is indispensable in investing in the stock market and became one of the keys to successful investing,” he said.

The second option, i.e. purchase or increase investments in stocks or mutual funds. Investors who take both options decrease happens trust are temporary and still consider the stock market as an attractive investment for the long term.

Correction and a decrease in prices happened precisely be the opportunity to buy a stock or mutual fund shares at a cheaper price. Investors are also looking at potential investment more attractive results if the market back improved. For investors who already have an asset allocation strategy, drop in stock prices will be used by investors to increase its investments according to the strategy sets the allocation has been set. This is often referred to as the process of re balancing portfolios.

The third option, to sell back shares or mutual funds. This effort is usually made the investor to avoid bigger losses. Most investors are aware of the risk was not appropriate profit and timing the market is trying to. Usually the implications or sale of stock or mutual fund investors realize the losses, it is, do the other instruments, switching to and lost the opportunity if the market back up before it had time to buy.

Know Your Money Laundering Through E-Learning

Do not think something related to money laundering is a tricky thing to learn. Through E-Learning Guidelines Recognize Customer and Transaction Reporting launched PPATK, things associated money laundering can be learned in a way that’s easy.

In the module, money laundering can be studied like playing treasures. Inside the module participants can analyze yourself how crimes of money laundering, stages of money laundering, to how to tackle money laundering.

Learning approach to web-based e-learning is intended to be public and financial services providers can easily find out the crime of money laundering.

“The module was launched to expand dissemination anti-money laundering regime to regulators, as well as society. PJK If people already know about how to anti-money laundering, PJK easier to run the task in the requested information and clarification of the customer, Chairman of the PPATK in Jakarta, Tuesday, April 28, 2009.

The project was conceived by PPATK is teaming up with The Australian Agency for International Development (AusAID). Communities and banking service providers can access the module via the PPATK, BI, website and Bapepam-LK.

There are five learning modules, namely the introduction of the module that is reserved for the general public, banking for banking module, module PJK capital markets for capital, PJK module market financing institutions geared to financing venture capital company, and module for an insurance company.

How Fraud can Occur Under The Pretext of Investment

Business investment online more and more, either in the form of business cooperation, gold futures, and foreign exchange. In addition to promising great benefits, business is also considered practical because it is done in real time on the internet.

However, if this online investment including safe, given some time ago  claims to be fooled this business up to Rp1,5 billion.

originally tempted because this investment promises 300 percent. In addition, profits will be given on a daily basis.  started to join in early November.

How exactly can happen under the pretext of investing online fraud? Traders and analysts of investment gold share information on this subject.

According to him, in the case of fraud against  there are statements that investing will be promised a profit of 300 percent. “As well as investment, high return mean high risk,” when talking with  Tuesday, Then, Mulyadi continued, trading gold conducted that includes investment that makes no sense. This happens because as he had been seen in several ads that claim to be the online trading, promising the return of two percent in a day.

“As a rule, return shall not be promised. Just like shares, could lose out and be good thing. It is uncertain, “he said.

Mulyadi also claims to be active in one of the companies that offers trading in gold futures online. However, he reiterated that the Decree should not be promising advantages.

He suggested to would-be investors to follow training-training trading in order to understand in its entirety, so as to minimize the risks, including the risk of fraud. “It’s good for all types of investment are online or not,” he said.

Online Investment Tips

  • In the meantime, to avoid the various risks in online investment, investment including Mulyadi give tips for potential investors and existing investors.
  • First, make sure you understand the risks and benefits of such investment. Second, make sure the company is indeed legal in Indonesia’s legal entities. Third, before you sign anything, make sure to read the entire clause.
  • Then, the four, like all other investments, make sure investors or potential investors understand the workings of such investments. Lastly, remember any investment there is a risk, the higher the promised return, implied that the higher the risk.

European stocks Tumbled, Euro Derailed

As was expected, the stock market in the region of Europe directly react negatively to the decision decreased the debt rating of 9 countries on the continent of Blue. However, the decline was the feared perpetrator who whet the markets.

As quoted from Reuters.com pages, Monday, January 16, 2012, the FTS Eurofirst 300 index stock (FTEU3) which is a stock index-top stocks in Europe, down 0.5 percent to 1,013 level General Agreement.

“A decline in ranking bonds France already according to the estimate. So, no negative surprises here. This decline is very logical after the United States (U.S.) experienced a similar thing, “said the Head of Quantitative Sales Trading Global Equities, David Thebault.

However, David still wary of the impact of a decrease in the debt rating of 9 European countries were against a European Financial Stability rating Facility (EFSF) or European funding facilities now ranked triple a.

As known, at the end of last week, the Standard & poor’s lowered the rating of bonds, Italy, Portugal, Spain and Cyprus as two levels. Meanwhile, France, Austria, Malta, Slovakia, and Slovenia only down one level.

International rankings of institutions that also gave a negative outlook towards the 14 other countries and the possibility of a further decline in ratings.

Around Europe, the FTSE 100 index in London Stock Exchange was down 0.4 percent, the DAX Germany 0.6 percent, and France weakened 1 percent CAC.

Stocks that go down pretty big among Society General of France are SAG 4.4 percent and BNP Paribas by 3 percent. Meanwhile, Italy’s stock exchange, fell 6 percent Uni Credit.

The exchange rate of the euro also recorded its largest decline against the yen for 11 years and 5 months in Japan against the u.s. dollar. Euro recorded a 0.4 percent against the yen weakens Japan became 97,14 yen.

This position is equal to the lowest point is the exchange rate of the euro against the yen on 11 of last year amounted to 97,04 yen. The same condition occurs on the exchange rate of the euro against the US dollar which dropped 0.3 percent to US $ 1,2646

Europe Back So The Focus Of The World Stock Exchange

The news less savory from Europe come back to haunt the world stock exchange. Rating agency Fitch Rating concerns that will lower the ranking of debts owed to Italy and Spain to make Japan’s Nikkei stock index corrected at the opening of stock trading today.

As quoted from Reuters.com pages, Thursday, January 12, 2012 reportedly Nikkei Index down 0.3 percent to as low as 8.426,59. This reduction makes the main Exchange back moves to Japan’s average level were 8,485 has been running for 25 days of trade exchanges.

Decline in the index that took place in Japan this was helped by the lack of improvement in economic data from the Ameriksa States (u.s.).

Not only from the stock exchange in Japan, South Korea also possible today will start trading stocks with flat or even position tends to weaken. Again, the main concern of investors is still directed at an auction of bonds in Spain and Italy.

While from the land of Uncle Sam, the financier is still waiting for test results of the European market bonds can be considered an indicator of the direction of improvement of the European debt crisis of the letter.

At the beginning of this year, the US stock exchange showed a good performance after scoring record highs over the past five months. The strengthening of the Exchange AS it is somewhat remarkable considering the investors concerned about the decrease in debentures rating of European countries.

What’s more the investors assess the European Central Bank does not provide support for a possible action of the fall of the euro currency.

At the close of trading yesterday, the Dow Jones closed in desk weakened 13.02 points or 0.1 percent to as low as 12.449 .45. While the S & P 500 index was up 0.4 points to 1,292,48 so is the level with the Nasdaq which strengthened 8,26 point or 0.31 percent to 2,756 level,76.

“The US dollar is now clearly being the safest trade purposes (safe heaven). Not only in fixed-income investments but also for financial investors, “said Managing Director at ICAP Equities in New York, Ken Polcari.