Teropitka Business and Finance

Posts Tagged ‘Business’

Investing in the stock market takes sharp. When the market collapsed, the investor could do a number of alternatives. At least there are three things that can be done.

According to the President Director of  in his speech he, Tuesday, March 31, 2009, the third it is holding investments, add, or resell the shares owned.

The first option, namely to hold or not to sell stocks or mutual funds that have been, says Eco, can be done on the basis of the stock market will always volatile. Although there are still doubts about how long this condition will persist, but those who have the horizon (period) a fairly long investment still continue to believe that in time the market will come back later improved.

Option to survive are also based on an attempt to avoid the presence of the realization of losses in the hope of improved market conditions. Those who survive are aware, the purpose of investing in stocks for the long term so that it is still able to be patient waiting for improved global economic conditions and market conditions.

“Patience in sticking is indispensable in investing in the stock market and became one of the keys to successful investing,” he said.

The second option, i.e. purchase or increase investments in stocks or mutual funds. Investors who take both options decrease happens trust are temporary and still consider the stock market as an attractive investment for the long term.

Correction and a decrease in prices happened precisely be the opportunity to buy a stock or mutual fund shares at a cheaper price. Investors are also looking at potential investment more attractive results if the market back improved. For investors who already have an asset allocation strategy, drop in stock prices will be used by investors to increase its investments according to the strategy sets the allocation has been set. This is often referred to as the process of re balancing portfolios.

The third option, to sell back shares or mutual funds. This effort is usually made the investor to avoid bigger losses. Most investors are aware of the risk was not appropriate profit and timing the market is trying to. Usually the implications or sale of stock or mutual fund investors realize the losses, it is, do the other instruments, switching to and lost the opportunity if the market back up before it had time to buy.

Business investment online more and more, either in the form of business cooperation, gold futures, and foreign exchange. In addition to promising great benefits, business is also considered practical because it is done in real time on the internet.

However, if this online investment including safe, given some time ago  claims to be fooled this business up to Rp1,5 billion.

originally tempted because this investment promises 300 percent. In addition, profits will be given on a daily basis.  started to join in early November.

How exactly can happen under the pretext of investing online fraud? Traders and analysts of investment gold share information on this subject.

According to him, in the case of fraud against  there are statements that investing will be promised a profit of 300 percent. “As well as investment, high return mean high risk,” when talking with  Tuesday, Then, Mulyadi continued, trading gold conducted that includes investment that makes no sense. This happens because as he had been seen in several ads that claim to be the online trading, promising the return of two percent in a day.

“As a rule, return shall not be promised. Just like shares, could lose out and be good thing. It is uncertain, “he said.

Mulyadi also claims to be active in one of the companies that offers trading in gold futures online. However, he reiterated that the Decree should not be promising advantages.

He suggested to would-be investors to follow training-training trading in order to understand in its entirety, so as to minimize the risks, including the risk of fraud. “It’s good for all types of investment are online or not,” he said.

Online Investment Tips

• In the meantime, to avoid the various risks in online investment, investment including Mulyadi give tips for potential investors and existing investors.
• First, make sure you understand the risks and benefits of such investment. Second, make sure the company is indeed legal in Indonesia’s legal entities. Third, before you sign anything, make sure to read the entire clause.
• Then, the four, like all other investments, make sure investors or potential investors understand the workings of such investments. Lastly, remember any investment there is a risk, the higher the promised return, implied that the higher the risk.

Main Obstacle Achieve Success

Achieving success 132×200 Main Obstacle asked about “what dreams and ideals you?” Maybe some of us would answer confidently that “I want to be successful”. Yes, indeed no one has a dream to be successful. But now the question is, if you’re ready to be successful?

Being successful is not enough to aspire to or dream of it. It takes courage to begin to move, perseverance to always work hard to achieve goals, as well as strong determination not to give up with all the challenges that arise in the middle of the road.

So far, not many people who run this process properly, they just assume success means having a big business, as well as having abundant possessions. When in fact is meant by success not just cover it alone, the real success is a journey toward the goal to provide benefits for oneself and others. This is what has not been able to run most of the people, so they fail in the middle of the road before heading for success.

Here are some things that need to be avoided, so you’re not on the list of people who fail to achieve success.

* Do not have a purpose in life. Most people just live their lives with the flow, so that their life’s purpose is also unclear. The mindset is what makes most people are resigned to the situation obtaining today, without ever thinking about what he wants in the future.
* Lack of responsibility. The characteristics of people fail is people who choose to wash their hands of responsibility. They prefer a quiet place and do not take a risk that may arise on the way to success.
* No action talk only. Have many dreams certainly do not provide a guarantee for you to be successful. Because without an action, that success will not become obstacles to achieve success  200×133 Main Obstacle Achieve Success
* Always blame the circumstances. The main obstacle is often done a lot of people are blaming the state that they have. Usually such people are always thinking that they do not have much capital to succeed, not sufficiently educated to be successful, and a myriad of other reasons that ultimately hinder their path to success.
* Selecting a shortcut. Other constraints that often make a person fail to achieve the success that is the desire to achieve success with instant way. So they seek the easiest, fastest and most produce.
* Not willing to learn. Although many people say that success can be achieved from the process of learning and trying, but apparently not all people are motivated to do so. Evidently there are still many people who felt he was smart and the most correct, so do not want to learn and improve their ability to succeed.

We’d have to know about the product. Almost everything that is around us can be said of the product. Call it a table, chairs, clothes, electronic goods, etc.. But actually what exactly is the product?? In economics and industrial products output is the result of experiencing transformation process and has the added value created by humans.

The word comes from English products, products which means “something that is produced by labor or the like”. The form of the word work product, ie Produce, an uptake of the Latin Produce (re), which means (to) lead or bring something to go forward. In 1575, the word “product” refers to anything that is produced (“anything produced”). But since 1695, the definition of the word refers to something more products are produced (“thing produced or Things”). Products in the economic sense was first introduced by the economist-politician Adam Smith.

Usually the product of a business and the industry is divided into 3 Commodities, Goods and Services.

What is a commodity

commodities are goods supplied from processed natural or taken directly (extracting) to meet human needs. These commodities may be a result of Agriculture, the Plantation, fishery and animal husbandry, mining, etc..

What is Goods

While the definition of goods according to Wikipedia, which as a physical product (intangible, tangible) that can be given to a purchaser and involves the transfer of ownership from the seller to the customer.

What is Service

Phillip Kotler (marketing expert) Service is any act or performance offered by one party to another party, in principle, intangibel and does not cause any transfer of ownership. Its production may or may not be related and tied to a physical product. Adrian Payne (marketing expert) Services are economic activities that have a number of elements (the value or useful) intangibel related thereto, which involve a number of interactions with consumers or with the property, but does not produce a transfer of ownership. Changes daiam conditions might arise and the production of a service may have or may not have links with the physical product. Christian Gronross (economists and business) services is a process that consists of a set of intangible activities which are usually (but not always) occurs in the interaction between customer and employee services and or physical resources or goods and or service providers systems, which are provided as a solution top customer issues. “interaction between the service provider and customer often takes place in the services, even if the parties involved may not realize it. In addition, it is possible there are situations where the customer as an individual does not interact directly with service companies.

But the conclusion of the third expert defines intangible or service that is intangible and does not have a transfer of ownership.

Talk about the products, along with the development of the business itself sometimes we can not distinguish between categories of business categories. Does that include the category of goods or services. For example coffee. If the coffee from the coffee the gardening including as processed in a coffee while the coffee powder packaging is already a product and if it is served at the coffee shop coffee has included service as being sold in the store besides coffee products are also the conditions that exist in the tavern them. This would be different if we enjoy at home or in a different place.

Then that made me more confused about the definition of products and services are on their own Internet connection product that product or service. We have to buy a modem and pay dues each month. accordance with the definition of goods is also happening kepemindahan ownership and there may be. but also can be regarded as service as an interaction between the seller and not only bound by the physical product.

The players in the telecommunications industry through the Chamber of Commerce also strongly encourage the government to approve the use of some of the funds taken from the universal service obligation (USO) drawn from the operators for the ICT Fund.

ICT Fund aims to provide funding for micro and small entrepreneurs in the field of telematics because all this trouble to develop their businesses. Almost no bank would lend.

Unfortunately, the financing plan to fund the ICT Fund is still stuck in the Ministry of Finance.

Anindya Bakrie, Vice Chairman of the Chamber of Commerce is keen to encourage the ICT Fund, was eventually provide help themselves by becoming Principal of the archipelago Incubation Fund.

Incubation Nusantara invest in new companies in the field of telematics in particular that operates the web and mobile services, application development, as well as moves in the field of next-generation media.

Allocate internal funds amounting to Rp100 billion, Anindya appoint the Board Investment Committee consisting of Hasan Yahya, Jastiro Abi, Shinta W. Dhanuwardoyo and Erik Meijer to manage the fund.

“Nusantara was prepared as an incubator to develop business models and open a connection to the investors and start-up market. To acquire, we consider the objectives, target markets, services and products, and competitive value of the company, “he said, recently.

Nusantara Incubation Fund will purchase shares from the teknoprenuer in order to oversee the development of their business.

Receiver start-up companies not only receive financial assistance, but also distribution, infrastructure, promotion, mentoring, strategy development, as well as the synergy of the partners archipelago Incubation Fund.

Shinta Dhanuwardoyo adding that over the next three years, they hope to be able to handle 30 start-ups. An average of 10 companies per year with intensive coaching.

These investors are also coming from abroad, one of which Rebright Partners, a company that specialized in corporate finance start-ups in the field of telematics from Japan to countries in Southeast Asia.

Takeshi Ebihara, CEO Rebright Partners said it is focusing on new companies investing in IT, ranging from Tokyo, China, and now expanding into Southeast Asia, one of Indonesia.

“Indonesia is very big potential, not only in terms of consumption, but also young people in the creative field of information technology,” he said.

CREATIVE YOUTH drill

Takeshi admitted a young team who have good ideas and having trouble finding the funds to start their business a target. The most important point is not the owner, but team work and their ideas.

Takeshi entered Indonesia through Batavia Incubator, a joint venture between Rebright Partners, a Japanese incubator with Corfina Group, a financial group from Indonesia who has been managing funds of over U.S. $ 200 million.

Large funds will be given varying, on average below U.S. $ 1 million per company, or referred to as a tenant. Incubator Batavia plans to provide funding for 10 tenants so far this year, starting from Bukalapak.com.

Batavia Incubator which has just inject capital for Bukalapak.com, e-commerce subsidiary, PT Indonesia Creative Online (Suit Media), in the form of a private equity fund with a share of ownership of shares by 20%.

Incubator Batavia also provides facilities management assistance to companies, especially start-up companies in information technology.

Natali Ardianto, Chief Operating Officer and Advisor Tiket.com Bouncity, one start-up companies, say they need more guidance (mentorship) from the incubator to drive business to be profitable.

The number of start-up is expected to reach 400 local companies so far this year, an increase over last year about 300 companies.

Nokia for mining akalinya cooperate with the British Council held a competition for entrepreneurial start-ups, Nokia Entrepreneurship Fellowship 2011.

Director Marketing Nokia Indonesia Andrea Facchini said the main winners get regular funds worth 200 million and get one on one coaching with Binus entrepreneur Entrepreneur Center for one year.

Acceleration in transforming the culture will boost income for all the potential that exists in the company’s organization will be focused on a common purpose.

“Unfortunately, many companies just do not know how to build a corporate culture so that the mechanism failed in transforming culture,” said Ary Ginanjar Agustian, CEO of ESQ Leadership Center, today.

Whereas the competitive market conditions and needs of consumers who increasingly varied cultural transformation requires companies to exist in the scope of its business.

Corporate culture, Ary said, character is built through the pooling of human resources (HR) in it are united by the unity of mission, values, vision and meaning of work.

It was raised in the seminar with the theme Culture Leading Tranfomation How To Lead The Transformation Culture & Build High Perfomance Organization held in Tower 165, South Jakarta with expert speakers from the corporate culture transformation Accelerated Culture Transformation (ACT) Consulting Nizar Mansyur, CEO of PT XL Axiata Hasnul Suhaimi and Ary Ginanjar Agustian.

“Transformation must always be on the run every company that wants to grow and increase profits. There are many companies that do not perform the transformation because it is too comfortable in the zones,” said Nizar Mansyur.

Meanwhile, Hasnul Suhaimi explains XL profit increased by 19.5% year on year by running the Cultural Transformation in the company.

This is caused because the company has been able to internalize the culture at every level of employee and XL becomes Provider Operators in Indonesia is number two at this time.

“The key to running a transformation is leadership, How Leaders into energy and courage to do execution in running corporate culture change” says Ary Ginanjar Agustian who also has managed to transform a culture within the company to this growing number of alumni ESQ Alumni exceeded 1.1 million.

Because the company has not made the transformation problem is hesitation in making a change while the market is never stable condition.

“The importance of pervading sense of the products we sell, a clear corporate culture, mission and vision that makes a strong Cultural Transformation is how the company survived and increased in the era of the all-grown, of course, must always be in need of motivation 3 integrally namely Material, Emotional and Spiritual motivation “says Ary.

ACT Consulting in collaboration with the ESQ Leadership Center has developed a method that can perform transmormasi culture in a fast and can be internalized to every employee.
All three speakers agreed that while the company has been able to transform the cultural values ​​of excellence and directly applied it will have implications for the increase in company revenue.

“XL, for example, last year’s income may reach Rp17, 6 trillion last year from the target of Rp16 trillion and employees later this year will be happy with the bonuses he received,” said Hasnul Suhaimi