Posts Tagged ‘Investing’

How Fraud can Occur Under The Pretext of Investment

Business investment online more and more, either in the form of business cooperation, gold futures, and foreign exchange. In addition to promising great benefits, business is also considered practical because it is done in real time on the internet.

However, if this online investment including safe, given some time ago  claims to be fooled this business up to Rp1,5 billion.

originally tempted because this investment promises 300 percent. In addition, profits will be given on a daily basis.  started to join in early November.

How exactly can happen under the pretext of investing online fraud? Traders and analysts of investment gold share information on this subject.

According to him, in the case of fraud against  there are statements that investing will be promised a profit of 300 percent. “As well as investment, high return mean high risk,” when talking with  Tuesday, Then, Mulyadi continued, trading gold conducted that includes investment that makes no sense. This happens because as he had been seen in several ads that claim to be the online trading, promising the return of two percent in a day.

“As a rule, return shall not be promised. Just like shares, could lose out and be good thing. It is uncertain, “he said.

Mulyadi also claims to be active in one of the companies that offers trading in gold futures online. However, he reiterated that the Decree should not be promising advantages.

He suggested to would-be investors to follow training-training trading in order to understand in its entirety, so as to minimize the risks, including the risk of fraud. “It’s good for all types of investment are online or not,” he said.

Online Investment Tips

  • In the meantime, to avoid the various risks in online investment, investment including Mulyadi give tips for potential investors and existing investors.
  • First, make sure you understand the risks and benefits of such investment. Second, make sure the company is indeed legal in Indonesia’s legal entities. Third, before you sign anything, make sure to read the entire clause.
  • Then, the four, like all other investments, make sure investors or potential investors understand the workings of such investments. Lastly, remember any investment there is a risk, the higher the promised return, implied that the higher the risk.

IT Portfolio Management

IT portfolio management is a tool that can help the company during the period of rapid development and the current economic climate is not friendly. Portfolio management discipline to support improvements and refers to the consistency, repeatability, and accountability. But the main challenge for the company during the period of its development or kelesuannya is how to align with corporate strategic objectives and creating a framework for measuring, balancing, prioritizing, selecting, and flexibly to change the composition of IT investments and IT assets. Many companies have ‘bleeding’ in its IT spending due to:

• There are projects that
• Doubts to stop the project and / or retire assets
• Too many active projects
• How a skeptical view toward new technology
• Lack of a detailed catalog, the absence of an organized perspective and to see critical assets vs. immaterial assets
• Too underestimating TCO
• Inadequate Governance
• Process management programs that are ad hoc
This situation is reflected in the results of a survey that underscores the shortcomings of most companies in reaching the optimal value within an acceptable risk for their IT investments:

• 84% of companies do not run the business cases for their IT projects or just doing it on some project options.
• 83% of companies are not able to adjust and harmonize their budgets with business needs more than once a year.
• 67% of IT organiasi not ready for market. Benchmarking is rarely done, less than once a year.
• 89% of companies flying in darkness, without any exception in the area of ​​financial metrics
• 57% feel their companies are balancing the pressure between the reduction of costs and effectiveness of IT

Investor Indonesia Select Gold & Deposits

Survey ING ING Securities Investor Survey estimates dashboard investor sentiment in the Indonesian capital market will increase in the next three months.

Indonesia is expected to remain investors choose to save their funds in cash and deposits, gold and housing.

“Indonesia considers Investors, an ongoing latter has no impact on their investment decisions,” said Chief Economist ING Asia, Tim Condon in Jakarta, Friday, October 22, 2010.

Tim added, as much as 57 percent of investors think the rate will remain stable in the next quarter. “The interest risk is getting better,” he said.

The view of the high-risk investment. The interest shown by 52 percent of investors. While investor interest in emerging markets of Southeast Asia as much as 54 percent and Indonesia by 40 percent.

The interest is driven U.S. government policies that will reduce the country’s monetary conditions. “If the government of the United States has not succeeded in reducing the monetary konsisi, the United States at risk following the Japan scenario,” said Tim.

Central Bank of the United States will introduce quantitative easing in order to reduce the risk of double-dip recession. This policy responds to heavy fund inflows and currency appreciation will be determinant in the performance of financial markets and investor sentiment.

Some investors also hope that Indonesia, the United States dollar value will be added value compared to other currencies and the renminbi will also value-added compared to the U.S. dollar in the next three months.

Global Economic Downturn Cause By Dumping

dumping

Concerns over the negative impact of the global economic downturn on the economy in countries with emerging markets and the phenomenon of flight to quality from global investors in the midst of today’s world financial crisis, has put pressure on currencies around the world, including Indonesia and the United States dollar drain liquidity in the market Domestic many countries. This led to the forex markets in developed countries and developing countries tend to be volatile amid uncertainty increases. As a country with open economy, even though Indonesia has built a momentum of high economic growth, will not be apart from the negative impact of the weakening world economy. The global financial crisis that began to affect significantly in the third quarter of 2008, and the second round will begin to be felt effectnya increase in intensity in 2009, is expected to have a negative impact on Indonesia’s macroeconomic performance in 2009 both in the balance of payments and balance of the real sector, as well as monetary sector and fiscal sector (state budget). The most immediate negative impact is felt as a result of the global economic crisis is the financial sector through a sentiment of the psychological aspects as well as due to the falling global liquidity. Decline in stock price index in Indonesia Stock Exchange (IDX), reaching about 50.0 percent, and depreciation of the rupiah is accompanied by increased volatility. Throughout 2008, the rupiah has depreciated by 17.5 percent. The tendency of the volatility of the rupiah is still going to continue until 2009 with the still ongoing efforts to reduce debt (deleveraging) from global financial institutions.

The Negative Impact of Dumping

dumping

The most immediate negative impact is felt as a result of the global economic crisis is the financial sector through a sentiment of the psychological aspects as well as due to the falling global liquidity. Decline in stock price index in Indonesia Stock Exchange (IDX), reaching about 50.0 percent, and depreciation of the rupiah is accompanied by increased volatility. Throughout 2008, the rupiah has depreciated by 17.5 percent. The tendency of the volatility of the rupiah is still going to continue until 2009 with the still ongoing efforts to reduce debt (deleveraging) from global financial institutions.

The One, Essential Trait of Every Self-Made Millionaire


Would not it be nice if it was a special formula for millions of dollars? “If you want to become a millionaire, all you have to do is A, B and C.” Sai …. “Go get a degree in Small Business Management, in conversation with Jim in the bank to a facility Subway franchise and investing in Microsoft today because tomorrow is thrown if the ratio of profit.” Unfortunately, life is not just the sauce. The good news is that there are certain defining characteristics, habits and belief systems, self-made millionaires together. One step forward, and I believe that almost all self-made millionaire, financial success “is running on one thing.

Now I’m not talking about 0.5% of self-made millionaires, has the lottery or the acquisition by Microsoft in its wide range of lowest and the highest level of selling high. I received my people the victim, slave and sweat hit their way to be financially free. I mean people who have spent 20-30 years, with a strict budget, you leave everything to build successful businesses – while we live well below their means and enjoy doing.

What makes these people do not want the money they worked so hard to spend a good car or a stylish dinner? Why should one read business magazine, and money for the monitoring project in the NFL to study? This way of life seems boring and tiring. After all, what is the point that filthy rich?

The answer is drive. But not only the unity – the sense of unity. When you peel the onion you find that what makes millionaires become millionaires, and a final, crushing the only factor that prevents the accumulation of wealth so much. How can they like a lot of sacrifice for such a long period of time? Why not have a choice.

The reason for their motivation is so strong that there is no alternative. It is life to live, how they know it.

To a self-made millionaire, without the big score or a large inheritance, you will probably have the hard way like most people made in this category. If you really concentrated and determinedto a millionaire, the more likely to succeed if you can identify the element that pushes through the pain. It is important to investigate and discover the “why” factor.

The reason for the drive is so strong that it makes compulsive you become rich. Your “Why” was their habits, attitudes and beliefs about money and wealth. Assuming that you define as a person.

If you want the real reason to learn to be rich, it is important to remember often. The road to financial freedom has its ups and downs, good and bad years, good and bad days. If you remember why, no, never mind. At least not for those who have reached their goals.This theory is certainly true in business and in life in general. This creates the Olympic athletes, successful entrepreneurs, spouses, and grandparents, etc. Those who have a relentless passion to succeed, is their “why” does not reach to stop. Discover your “why” and received a significant part of a self-made millionaire.